All IDBI BANK branch details having IFSC Code in KOZHIKODE district
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IDBI BANK operates 13 branches in KOZHIKODE District of KERALA State
Click on the branch name to find the MICR Code, bank location, bank address, bank official website address, bank contact number of Idbi Bank, Kozhikode, Kerala
- BALUSSERY COOP URBAN BANK LTD
- KOTTOOLI
- KOZHIKODE
- KUTTIADY COOPERATIVE URBAN BANK LTD
- NADAPURAM
- NADAPURAM COOP URBAN BANK LTD
- THE BADAGARA COOP URBAN BANK LTD
- THE BADAGARA COOP URBAN BANK LTD
- THE KERALA MERCANTILE CO-OPERATIVE BANK LTD.
- THE KERALA STATE CO-OPERATIVE BANK LTD
- THE KOZHIKODE DISTRICT CO-OPERATIVE BANK LTD CALICUT MAIN BRANCH
- THE PAYYOLI CO-OPERATIVE URBAN BANK LTD PAYYOLI
- VADAKARA
Idbi Bank 13 branches can be accessible in the Kozhikode district of Kerala State. All the Idbi Bank branches in Kozhikode accept RTGS (Real-Time Gross Settlement), NEFT (National Electronic Fund Transfer) and IMPS (Immediate Payment Service) transactions.
List as follows: Balussery coop urban bank ltd || Kottooli || Kozhikode || Kuttiady cooperative urban bank ltd || Nadapuram || Nadapuram coop urban bank ltd || The badagara coop urban bank ltd || The badagara coop urban bank ltd || The kerala mercantile co-operative bank ltd. || The kerala state co-operative bank ltd || The kozhikode district co-operative bank ltd calicut main branch || The payyoli co-operative urban bank ltd payyoli || Vadakara
Above branches has 13 unique IFSC code,MICR Code. Without IFSC Code RTGS (Real-Time Gross Settlement), NEFT (National Electronic Fund Transfer) and IMPS (Immediate Payment Service) transaction can not be done.
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What is a MICR Code?
Magnetic Ink Character Recognition (MICR) is a 9-digit code used in banking for secure and automated cheque processing under the Electronic Clearing System (ECS).
🔹 Structure of a MICR Code:
- First 3 digits – Represent the city code (aligned with PIN codes).
- Middle 3 digits – Represent the bank code.
- Last 3 digits – Represent the specific branch code.
🔹 Where Can You Find a MICR Code?
- Printed at the bottom of cheque leaves.
- Available on the first page of your passbook.
🔹 Why is MICR Important?
- Speeds up cheque clearance using MICR-enabled scanners.
- Reduces errors in processing and ensures quick verification.
- Used for ECS transactions, salary processing, and automatic bill payments.
✅ 2025 Update: Many banks are shifting to digital cheque clearing (DCC), reducing reliance on MICR for faster settlement cycles.
You should know
Indian Financial System Code (IFSC) is a unique 11-digit code allocated by Reserve Bank of India ...
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Magnetic Ink Character Recognition (MICR) may be a printing technology utilized in the banking system to print the MICR code...
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National Electronic Funds Transfer (NEFT) is a fund transfer process available with Reserve Bank of India (RBI)...
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Immediate Payment System (IMPS) is an electronic fund transfer system operated by the National Payments Corporation of India (NPCI) ...
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Real Time Gross Settlement (RTGS) is an electronic fund transfer system which is used to transfer money from one bank account to another...
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