All STATE BANK OF INDIA branch details having IFSC Code in LUDHIANA district

MICR Code How to find ?

You can track the MICR code of India by 4 steps as follows...
  1. Select your bank from the 1st drop-down list
  2. Select your state from the 2nd drop-down list
  3. Select your district from the 3rd drop-down list
  4. Select the branch of your bank from the 4th drop-down list
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STATE BANK OF INDIA operates 131 branches in LUDHIANA District of PUNJAB State

Click on the branch name to find the MICR Code, bank location, bank address, bank official website address, bank contact number of State Bank Of India, Ludhiana, Punjab


State Bank Of India 131 branches can be accessible in the Ludhiana district of Punjab State. All the State Bank Of India branches in Ludhiana accept RTGS (Real-Time Gross Settlement), NEFT (National Electronic Fund Transfer) and IMPS (Immediate Payment Service) transactions.

List as follows: Aayakar bhawan || Adb machhiwara || Adb, tagorenagar, ludhiana || Agar nagar ludhiana || Agar nagar, ludhiana || Aitiana || Bardhala || Basant avenue || Bhutta || Boparai khurd || Brahampuri, ludhiana || Ccpc, ludhiana || Chaura bazar, ludhiana || Dandi swami chowk, ludhiana || Dehlon || Dhamot || Document archival centre, ludhiana || Doraha || Doraha || Dungri road, ludhiana || Ferozepur road ludhiana || Field ganj, ludhiana || Firoj gandhi market,ludhiana || G t road jagraon || Giaspura ludhiana || Gill road, ludhiana || Goindwal || Gurdev nagar || Halwara afs || Hans || Hathur || Hero nagar || Humbran || Ikolaha || Inland container deport ludhiana || Jagraon || Jagraon || Jagraon || Jamalpur || Janakpuri || Jodhan || Kaddon || Katani kalan || Kesar ganj, ludhiana || Khanna || Khanna || Khanna gtr || Khanna ngm || Kheri || Kochhar market, ludhiana || Konke kalan || Ladhowal || Link road, ludhiana || Ludhiana || Ludhiana brsn || Ludhiana daresi road || Ludhiana durgi || Ludhiana ghumar mandi || Ludhiana gill road || Ludhiana h t || Ludhiana haibowal || Ludhiana hosy || Ludhiana ind. area || Ludhiana jian college || Ludhiana k n || Ludhiana main || Ludhiana miller ganj || Ludhiana pakhowal road || Ludhiana saban bazar || Ludhiana ssi || Ludhiana sunder nagar || Ludhiana-bharat nagar chowk || Ludhiana-commercial branch || Madhopuri chowk, ludhiana || Malaud || Mclau ludhiana || Model town ex.,ludhiana || Model town ludhiana || Mullanpur || Mundian kalan || Narangwal || New courts, ludhiana || Nri branch,ludhiana || Overseas branch, ludhiana || Pakhowal || Pau, ludhiana || Pbb sarabha nagar ludhiana || Phullanwal || R.b.o. ludhiana || Racpc, ludhiana || Raekot || Rahon road || Raikot || Railway station, ludhiana || Rajguru nagar, ludhiana || Rampur || Rara sahib || Rbo ludhiana non bpr || Rnw millerganj || Rnw, focal point, ludhiana || Sadhar || Sahnewal || Sahnewal || Samb, ludhiana || Samrala || Samrala road ludhiana || Sarabha || Sarc || Sbiintouch br, brs nagar, ludhiana || Sbiintouch, ferozepur road, ludhiana || Sbs nagar, ludhiana || Scab millerganj ludhiana || Scb focal point, ludhiana || Sehora || Service branch ludhiana || Shb sundernagar || Shingar cinema road, ludhiana || Sidhwan bet || Sme city credit centre || Sohian || Spl comm civil lines || Spl commercial branch, millerganj || Ssi branch ludhiana || Ssi shimlapuri, ludhiana || Ssi, ludhiana || Stock exchange, ludhiana || Swaddi || Trade finance cpc || Treasury branch ludhiana  || U.e phase-ii || Zonal office ludhiana

Above branches has 131 unique IFSC code,MICR Code. Without IFSC Code RTGS (Real-Time Gross Settlement), NEFT (National Electronic Fund Transfer) and IMPS (Immediate Payment Service) transaction can not be done.


  • What is a MICR Code?

    Magnetic Ink Character Recognition (MICR) is a 9-digit code used in banking for secure and automated cheque processing under the Electronic Clearing System (ECS).

    🔹 Structure of a MICR Code:

    • First 3 digits – Represent the city code (aligned with PIN codes).
    • Middle 3 digits – Represent the bank code.
    • Last 3 digits – Represent the specific branch code.

    🔹 Where Can You Find a MICR Code?

    • Printed at the bottom of cheque leaves.
    • Available on the first page of your passbook.

    🔹 Why is MICR Important?

    • Speeds up cheque clearance using MICR-enabled scanners.
    • Reduces errors in processing and ensures quick verification.
    • Used for ECS transactions, salary processing, and automatic bill payments.

    ✅ 2025 Update: Many banks are shifting to digital cheque clearing (DCC), reducing reliance on MICR for faster settlement cycles.

You should know

Indian Financial System Code (IFSC) is a unique 11-digit code allocated by Reserve Bank of India ...
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Magnetic Ink Character Recognition (MICR) may be a printing technology utilized in the banking system to print the MICR code...
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National Electronic Funds Transfer (NEFT) is a fund transfer process available with Reserve Bank of India (RBI)...
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Immediate Payment System (IMPS) is an electronic fund transfer system operated by the National Payments Corporation of India (NPCI) ...
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Real Time Gross Settlement (RTGS) is an electronic fund transfer system which is used to transfer money from one bank account to another...
Read more

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